Independent, easy-to-use tools for getting your KiwiSaver right – no sign-up, no sales pitch, and your numbers stay on your device.
Set your own growth rate, contributions and timeframe, and watch compounding do its thing – contributions and growth shown side by side.
Open the calculatorSee how your KiwiSaver fund's long-term track record stacks up against a top fund at the same risk level, in about 30 seconds.
Open the calculatorOur calculators are general information tools, not financial advice – they use the assumptions you choose and don't name funds or providers. For advice on your situation, talk to an adviser.
Cash, bonds, property and shares – and how conservative through aggressive funds combine them.
Read the guideThe tax rate on your KiwiSaver returns, the current thresholds, and why the wrong PIR costs you money.
Read the guidePrice versus value, performance fees, and why returns should always be judged after fees.
Read the guideThe scheme from the ground up – contributions, top-ups, funds and access.
Read the guideThe annual top-up, the qualifying amount, and how to make sure you never miss it.
Read the guideNo pressure and no jargon – just a friendly conversation about your KiwiSaver, your goals, and whether you're in the right fund.
Auckland-based · independent KiwiSaver advice
Free, no obligation
The same plain-English guides we send our own clients: how to pick a fund, what the fees actually cost you, and how to check you are on track. Sent to your inbox, and you do not have to become a client to read them.
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