Your risk profile
Work out the right level of risk for your timeframe and temperament.
How we can help
Most Kiwis never actively chose their KiwiSaver fund – they were simply defaulted into one. Yet the fund you're in is the biggest lever on what you'll have at retirement. We help you understand your options and land in a fund that genuinely suits where you're headed.
Independent advice · one trusted adviser
Choosing your fund
Advice that fits your goals
Every situation is different. We'll talk through what's relevant to you – here's the ground we can cover.
Work out the right level of risk for your timeframe and temperament.
How we can helpDefensive, conservative, balanced, growth, aggressive – what each one actually means.
How we can helpShould you pay for a manager to pick investments, or track the market?
How we can helpInvest in line with your values without sacrificing your future.
How we can helpMove to a better-fit fund – usually a 10-minute job we handle for you.
How we can helpAuto-enrolled and never chose? You may be in a default fund.
How we can helpYou can pick a fund yourself – but you'd be guessing at your risk level, comparing providers on your own, and easy to forget about for years. We do the legwork, explain the trade-offs, and stay with you for the long run.
How we helpWe're not tied to one provider – we compare KiwiSaver funds across the market to find what genuinely fits you.
No jargon. We explain risk, fees and returns clearly so you can make a confident decision about your future.
Your fund should keep up with your life. When something shifts – a pay rise, a new job, a house on the horizon – we look at it again with you.
Tell us a little about your situation and we'll take it from there – no pressure and no jargon.
Auckland-based · independent KiwiSaver advice